Litchfield National Bank has been financing the agricultural communities of the area since 1907. We take pride in personal service and would be happy to discuss your individual operation’s needs. Litchfield National Bank works with the local FSA office and the state of Illinois through various loan programs to obtain the best rates and terms for our customers.

  • Revolving Lines of Credit – A revolving credit account used to finance the input costs of your individual operating cycle. With this product we will advance money when the need arises, and it is repaid at the end of your operating cycle. 
  • Equipment / Machinery – New machinery can be financed over 7 years and used machinery over 5 years. We will lock in an interest rate for up to 5 years and tailor the payments to meet your needs. 
  • Real Estate – Our real estate loans can be amortized over 30 years for up to 75% of the property’s appraised value.

In addition, LNB works with USDA for beginning farmer loans.

Phil Williams, our Ag Loan Officer, would be happy to sit down with you to discuss your operational needs. At Litchfield National Bank loan decisions are made by local individuals with an agricultural background.

Contact Phil Williams at (217)324-7950 today and find out how our competitive pricing and flexible loan terms can help your farming operation.